Terms of Service

TERMS OF SERVICE

These Terms of Service ("Terms") outline the conditions under which you may access and use Stock Compass (the "Service"). By using the Service, you agree to be bound by these Terms.

Article 1 (Application)

These Terms apply to all relationships concerning the use of the Service between the User and the Operator. Any specific regulations or guidelines posted by the Operator on the Service also constitute a part of these Terms.

Article 2 (User Registration)

Registration for the Service is completed when a prospective user agrees to these Terms, completes the authentication process using a Google account, and the Operator approves the registration.

Article 3 (Management of User ID and Password)

The User is responsible for appropriately managing their account information for the Service. The Operator shall not be held liable for any damages arising from inadequate management, misuse, or third-party use of the account information.

Article 4 (Prohibited Actions)

Users must not engage in any of the following acts when using the Service:

1. Acts that violate laws and regulations or public order and morals.
2. Acts associated with criminal activity.
3. Acts that infringe upon copyrights, trademarks, or other intellectual property rights contained within the Service.
4. Acts that destroy or interfere with the functionality of the Operator's, other users', or third parties' servers or networks.
5. Acts of automatically collecting (scraping) data from the Service.
6. Acts of redistributing information obtained from the Service for commercial purposes.
7. Acts that may interfere with the operation of the Operator's services.
8. Unauthorized access or attempts to gain unauthorized access.
9. Acts of collecting or accumulating personal information concerning other users.
10. Using the Service for unlawful or unauthorized purposes.
11. Acts that cause disadvantage, damage, or discomfort to other users of the Service or third parties.
12. Any other acts deemed inappropriate by the Operator.

Article 5 (Suspension of the Service)

The Operator may suspend or interrupt all or part of the Service without prior notice to the User if any of the following circumstances apply:

1. When performing maintenance, inspection, or updates on the computer systems related to the Service.
2. When the provision of the Service becomes difficult due to force majeure such as earthquakes, lightning strikes, fires, power outages, or natural disasters.
3. When computers or communication lines cease to operate due to an accident.
4. In any other cases where the Operator deems it difficult to provide the Service.

The Operator shall not be liable for any disadvantages or damages suffered by the User or third parties due to the suspension or interruption of the Service.

Article 6 (Disclaimer Regarding Stock Data and Investment Decisions)

The stock price data, charts, analysis information, etc. (hereinafter "Market Data") displayed on the Service are for informational purposes only and do not constitute investment advice, investment recommendations, or a solicitation to invest.

Market Data is obtained from external data providers, and the Operator does not guarantee its accuracy, completeness, or timeliness. The Operator shall not be held liable for any damages resulting from errors, delays, or omissions in the Market Data.

Users shall make their final investment decisions at their own risk, and the Operator shall bear no responsibility whatsoever for any damages incurred due to investment decisions made based on the use of the Service.

Additionally, data displayed in this Service may be delayed, temporarily unavailable, or partially missing due to system failures, external data provider outages, network issues, or other technical factors. The Operator does not guarantee the update frequency or real-time availability of data.

Article 7 (Paid Plans)

The Service offers a Free Plan and Paid Plans (Standard, Pro, Ultra). Usage fees, payment methods, cancellation terms, etc. for Paid Plans are defined on the pricing page within the Service and in the representation based on the Specified Commercial Transactions Act.

The contract period for Paid Plans is monthly and will automatically renew unless the User completes the cancellation process. Cancellation is possible at any time. Upon cancellation, the User's account will transition to the Free Plan starting from the next renewal date. After completing the cancellation process, the User may continue to use the paid plan features until the end of the current billing period. As a general rule, usage fees that have already been paid are non-refundable.

Plan upgrades (changes to a higher-tier plan) take effect immediately. The remaining balance from the previous plan's billing period will be prorated and credited toward the new plan's charges. Plan downgrades (changes to a lower-tier plan) take effect at the end of the current billing period (i.e., on the next renewal date).

Article 8 (Account Deletion)

Users may delete their account (withdraw from the Service) at any time from the Settings page within the Service.

Upon completion of the account deletion process, all data including account information, portfolio data, archive data, and memos will be immediately and permanently deleted. Deleted data cannot be recovered under any circumstances.

If a User on a Paid Plan deletes their account, the Stripe subscription will be automatically cancelled. As a general rule, usage fees that have already been paid are non-refundable.

Article 9 (Usage Restrictions and Registration Erasure)

The Operator may, without prior notice, restrict a User from using all or part of the Service or erase their registration if the User falls under any of the following:

1. If they violate any provision of these Terms.
2. If it is discovered that there is a false fact in their registration details.
3. If they default on payment obligations such as fees.
4. If the Operator otherwise deems their use of the Service inappropriate.

Article 10 (Disclaimer of Warranties and Limitation of Liability)

The Operator does not expressly or impliedly guarantee that the Service is free from factual or legal defects (including flaws, errors or bugs, or infringements of rights relating to safety, reliability, accuracy, completeness, effectiveness, fitness for a particular purpose, security, etc.).

The Operator shall not be liable for any damages incurred by the User arising out of the Service, except in cases of intentional misconduct or gross negligence by the Operator.

Article 11 (Changes to Service Content)

The Operator may change, add to, or abolish the contents of the Service with prior notice to the User, and the User consents to this.

Article 12 (Changes to Terms of Service)

The Operator may change these Terms without requiring individual consent from the User in the following cases:

1. When the change to the Terms conforms to the general interests of the Users.
2. When the change to the Terms is not contrary to the purpose of the Service use contract, and is reasonable in light of the necessity of the change, the appropriateness of the content after the change, and other circumstances pertaining to the change.

When changing these Terms, the Operator will notify Users of the change, the contents of the revised Terms, and their effective date by posting a notice on the Service prior to the effective date.

Article 13 (Handling of Personal Information)

Personal information of Users acquired through the use of the Service shall be handled appropriately in accordance with the Privacy Policy of the Service.

Article 14 (Governing Law and Jurisdiction)

The interpretation of these Terms shall be governed by the laws of Japan. In the event of a dispute relating to the Service, the Tokyo District Court shall be the exclusive agreement jurisdictional court of the first instance.